Contest Rules

1. No Purchase or Insurance Quote Required

Participation in the giveaway is free, and no purchase, payment, or insurance quote is required to enter or win. A purchase or obtaining an insurance quote will not increase your chances of winning. This contest is not intended to be an inducement to purchase insurance or any other product.

2. Eligibility

The contest is open to legal residents of Nebraska who are at least 18 years of age or older at the time of entry. Employees, agents, and representatives of Trek Insurance Solutions, its affiliates, subsidiaries, and their immediate family members are not eligible to participate.

3. Contest Period

The giveaway begins on 7/01/2025 and ends on 9/01/2025. Entries received outside of this period will not be eligible.

4. How to Enter

To enter, participants must [describe entry requirements, e.g., complete a survey, fill out an entry form, etc.]. Limit one entry per person. Entries that are incomplete, illegible, or fraudulent will be void.

5. Winner Selection and Notification

The winner will be selected randomly from all eligible entries received during the contest period. The drawing will take place on date, and the winner will be notified via email/phone. If the winner cannot be reached within number of days or does not respond, an alternate winner may be selected.

6. Prize Details

The prize consists of [amount, e.g., $500] in cash. The prize is non-transferable and may not be substituted or exchanged for any other item or service. All federal, state, and local taxes associated with the prize are the sole responsibility of the winner.

7. Publicity Release

By entering the contest, participants agree that Trek Insurance Solutions may use their name, likeness, and entry for promotional purposes without additional compensation, except where prohibited by law.

8. Liability Release

By participating in the giveaway, entrants agree to release and hold harmless Trek Insurance Solutions, its affiliates, employees, and agents from any and all liability, loss, or damage arising from or in connection with the contest or the acceptance, use, or misuse of any prize.

9. Compliance with Laws

This contest is governed by the laws of the state of Nebraska and is void where prohibited by law. The contest is subject to all applicable federal, state, and local laws and regulations, including those specific to insurance

companies.

10. No Inducement or Misrepresentation

This giveaway is not intended to provide any inducement for purchasing insurance or any other product. The giveaway is for promotional purposes only and is not connected to the terms, premiums, or approval of any insurance policy.

11. Privacy

Any personal information collected as part of the contest will be used solely for the purposes of administering the contest and will not be shared, sold, or used for marketing unless entrants agree to receive marketing communications.

12. Right to Modify or Cancel

Trek Insurance Solutions reserves the right to cancel, modify, or suspend the contest at any time for any reason, including technical errors, fraud, or other unforeseen circumstances.

13. Contact Information

For questions regarding the contest, please contact Trek Insurance Solutions at 888-960-0442.

Additional Notes for Nebraska:

1. Avoid Inducement Issues: Nebraska law prohibits unfair marketing practices in the insurance industry, including contests that could be viewed as an inducement to purchase insurance. To avoid this, maintain a clear statement that no purchase or insurance quote is necessary to enter or win.

2. Transparency: Clearly disclose all rules, eligibility requirements, and prize details to participants. The terms should be easy to understand.

3. Tax Implications: For prizes over $600, you may need to provide the winner with a 1099-MISC tax form and report the prize to the IRS. Ensure winners are aware that they are responsible for any applicable taxes.

4. Legal Review: Always consult with a legal professional or compliance officer to ensure your contest adheres to Nebraska state laws and federal regulations.

By adding the above disclaimer and following Nebraska's laws and insurance regulations, you can ensure your giveaway is fair, transparent, and compliant.